Banking Partners & Regulatory Bodies




















Version 1.0 · Effective 8 September 2026
These Terms and Conditions ("T&C") govern the use of services, business transactions and partnerships with Sikamine Gold Trading Ltd ("Sikamine", "we", "our", or "us").
By engaging with Sikamine, clients, suppliers, investors and partners ("you" or "the User") agree to be bound by these T&C.
Sikamine is committed to responsible, traceable and compliant gold sourcing in accordance with applicable Ghanaian laws and relevant gold trade regulations.
References may include the Ghana Minerals Commission and relevant GOLDBOD/PMMC guidance.
Sikamine provides services including:
Trade Capital Purpose: Capital provided under approved trade arrangements is intended for defined gold sourcing and trading operations and is not intended for personal use.
Return Arrangements: Any applicable returns, fees or profit-sharing arrangements are to be defined in written agreements between the relevant parties.
Capital Management: Funds must be managed through approved company processes with appropriate documentation and record keeping.
Risk Disclosure: Gold trading involves commercial, operational, regulatory and market risks. Participation in any trade arrangement is subject to the terms of the relevant agreement.
Profit Distribution: Where applicable, distributions are made in accordance with the contractual terms governing the relevant trade cycle.
Proprietary information, trade volumes, pricing information, supplier information, buyer information and investor information are confidential where applicable. Such information must not be disclosed without appropriate authorization except where disclosure is required by law.
Sikamine's liability is subject to applicable law and the contractual terms governing individual transactions. Gold trading may involve market price fluctuations, operational risks, force majeure events and third-party risks.
Sikamine may terminate or suspend relationships with suppliers, buyers, investors or other partners where there is non-compliance, unethical behaviour, misrepresentation, fraud, breach of agreement, or regulatory risk. Withdrawal from specific trade arrangements is governed by the applicable written agreement.
These Terms and Conditions are governed by the laws of the Republic of Ghana. Disputes shall be handled according to applicable Ghanaian law and relevant contractual dispute-resolution provisions.
By engaging with Sikamine Gold Trading Ltd, relevant parties acknowledge that they have reviewed applicable terms, obligations, risks and governance requirements associated with the service or transaction in which they participate.